"I am very passionate about trying to provide a stress-free experience throughout the entire loan process. Not every client is the same so it is important to listen first and then be able to provide financial solutions designed to meet each client’s goals."
Office: (636) 940-5684
Mobile: (314) 517-6092
Email: rbray@fsbfinancial.com
Address: 2850 West Clay Street St Charles , MO 63301
NMLS #: 449514
I am a Senior Loan Officer with First State Bank of St. Charles and have been in the mortgage industry since 2001. I am a graduate of Truman State University where I received a Bachelor of Science degree in Finance.
I am very passionate about trying to provide a stress-free experience throughout the entire loan process. Not every client is the same so it is important to listen first and then be able to provide financial solutions designed to meet each client’s goals. With the ability to lend in all 50 states and having access to all loan products, including Conventional, FHA, USDA, VA, Jumbo, Portfolio, and MHDC, I am confident that I will be able to provide the best product to fit any situation. Being able to offer industry low-interest rates and low closing fees on our variety of programs has allowed me to develop close relationships with my clients and continue to work with them for years to come.